Debt Free by Design – Interactive Credit Card Debt Course

Take control of your credit card debt with a practical, interactive financial education course designed to help you build a clear path toward becoming debt-free.

Debt Free by Design goes beyond basic information. You’ll work with your own numbers, organize your debts, understand how interest affects you, compare payoff strategies, identify extra cash in your budget, and build a personalized debt payoff plan.

Inside the course, you’ll be able to:

• Map your real credit card balances, APRs, and minimum payments
• Understand how credit card interest really works
• Build a realistic monthly budget
• Find extra money to accelerate your payoff
• Compare the Debt Snowball and Debt Avalanche strategies
• Run personalized debt payoff simulations
• Explore different monthly payment scenarios
• Learn practical creditor negotiation strategies
• Understand important consumer debt collection rights
• Evaluate balance-transfer and consolidation options
• Build an emergency fund strategy
• Create a personalized 90-day action plan
• Track your progress with an interactive dashboard
• Generate your personalized Debt Freedom Report
• Receive a Course Completion Certificate after completing the program

Your progress and financial information are saved locally in your browser and are not uploaded by the course.

This course is designed for educational purposes and provides general financial education. Calculations are estimates and may differ from actual lender or credit card issuer calculations. This course does not provide individualized financial, legal, tax, or credit advice.

Start building your debt-free plan today.